Disability Insurance

Accidents and illness can happen anytime, on the job or at home. Disability insurance is designed to protect the income of the person who is currently employed.

And because each person and situation is unique, we provide a disability insurance plan that is tailored to your specific needs.

There is a waiting period which usually applies and this period may range from 30 days to 2 years.

When you apply for disability insurance a number of factors determine the monthly benefit you would be eligible to receive. These factors include:

• Current income
• Occupation
• Age
• Maximum period that benefits would be payable

If you become injured benefits may be paid for two years, five years or every month until you reach 70 years of age.